Question 1

Is credit repair legal?

Accepted Answer

Credit repair is LEGAL. You may have heard some mention that credit repair is actually illegal; but the fact of the matter is there is nothing illegal about credit repair and disputing inaccurate information about your credit file. The Fair Credit Reporting Act (FCRA) encourages people to dispute inaccurate information.

Question 2

What can be taken off my credit?

Accepted Answer

Any inaccurate, unverifiable accounts such as inquiries, old addresses, additional names on the report (you must have at least one name on your report), unpaid collections, charge-offs, repossessions, bankruptcies, medical bills, credit card debt, and divorce debts.

Question 3

How long should I stay with your program?

Accepted Answer

Our program is a 90 Day Program. Each client is guaranteed up to 3 rounds into each credit bureau within the 90 Day timeframe in an attempt to remove all items negatively impacting their credit.

Question 4

When should I see results?

Accepted Answer

Credit bureaus have 30 days to process disputes, you will see initial results in a month. On an ongoing basis, you will see results each month you are in the program.

Question 5

Why should I work with Frazier Credit Services?

Accepted Answer

We assist consumers in increasing their credit scores. Credit Repair is a complicated process and consumers can easily become overwhelmed. Most individuals simply do not have the time, knowledge, experience, or patience to deal with the massive bureaucracies and red tape of the credit bureaus. Executive Credit Solutions eliminates the time you would spend gaining knowledge of the consumer laws and rights under the Fair Credit Reporting Act (FCRA), Fair Debt Collections Act (FDCA) and others laws affecting your credit.

Question 6

Will refunds be issued?

Accepted Answer

This is a 90-Day, flat fee, based program and no refunds will be issued. Our commitment is to remove as many negative and/or derogatory items within the 90 day program.

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